The Better Choice for Minnesota Families

No matter what life brings, Minnesota’s credit unions have always been there to help strengthen the financial lives of individuals, families, and businesses across our state. Credit unions are not-for-profit financial cooperatives owned by and operated for the benefit of members they serve. Stronger Credit Unions make Stronger Communities.

This is why credit unions embrace their role in ensuring economic prosperity and fairness for everyone, including addressing the systematic socioeconomic disparities and inequalities in our communities. Our Plan for Better Communities confronts this challenge by:

Ensuring access to affordable financial services

• Helping more Minnesotans own a home and send their children to college via lower-cost home and student loans;


• Providing affordable financial services to more Minnesotans, especially for underserved and diverse communities in rural and urban areas;


• Ensuring that all Minnesotans have access to a not-for-profit cooperative choice when it comes to their families' financial futures;


• Protecting families from predatory lenders by providing low-interest and responsible short-term loans when hit with unexpected medical debt, surprise medical billing, job loss, or other emergencies;

Putting Members and Communities First

• Providing financial literacy educational opportunities to empower all members of local communities understand how to manage their finances and build wealth at every stage in life;


• Ensuring their members’ personal financial data is secure and their privacy is protected against hackers and other bad actors;


• Investing more in the local communities they serve, growing the local economy by expanding small businesses loans, and empowering job growth